Boat & Marine Insurance

What is Boat & Marine Insurance?

Yacht/Boat Insurance covers pleasure boats. Boat insurance includes Liability for Bodily Injury or damage to the property of others and damage to personal property on the boat. Depending on the insurance carrier, this insurance could also include gas delivery, towing and assistance if your boat gets stranded.

What Type of Boats are Eligible for Coverage?

Boats Insurance can protect the following boat types:

  • Most Watercraft with Motors
  • Fishing Boats
  • Pontoon Boats
  • Paddle Boats
  • Leisure Crafts and Yachts

What Does Boat Insurance Cover?

Boat Insurance covers the following:

  • Hull Coverage (Physical Damage)
    • Comprehensive and Collision Deductibles
  • Bodily Injury Coverage
  • Property Damage Coverage
  • Uninsured Motorist Coverage
  • Medical Payments
  • Replacement Cost Personal Effects Coverage
  • Towing and Labor Coverage
  • Optional Coverage:
    • Fishing Equipment

Is Boat Insurance Mandatory?

Boat insurance can be required for a variety of reasons. For example, some states require Liability Coverage while many marinas may require boat insurance in order to dock the vessel. Additionally, if a loan has been taken out for the boat, the lender will most likely require Boat Insurance.

How Can American Integrity Insurance Solutions Help You with a Boat Insurance Quote?

American Integrity Insurance Solutions is an independent insurance consulting agency that partners with dozens of carriers to provide people with unbiased advice on a variety of insurance products.

Our team is readily available to craft a policy that custom fits to your needs. We promise to not only provide a policy fulfilling your specific needs, but also to help you understand how and what it protects you against.

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