Commercial Vehicle Insurance

What is Commercial Vehicle Insurance?

Commercial Auto Insurance helps your business cover financial costs resulting from an auto accident if you or your employees are at fault. It helps pay for Medical Expenses and Property Damage. Policies usually include Comprehensive and Collision coverage to cover your vehicle. Whether you drive a dedicated business vehicle or a personal vehicle in business use, it is important to have Commercial Auto, as your personal auto insurance will not cover a loss.

What Types of Vehicles Does Commercial Auto Insurance Can Cover?

Types of Commercial Auto Insurance include:

  • Business Auto Insurance
  • Truck Insurance
  • Cargo Insurance
  • Pickup Truck Insurance
  • Tow Truck Insurance
  • Van Insurance
  • Dump Truck Insurance
  • Non-Owned/Hired Liability Insurance

What Does Commercial Vehicle Insurance Cover?

  • Property Damage Liability
  • Liability – Bodily Injury to others
  • Personal Injury – Owner, Employees
  • Collision Coverage
  • Comprehensive Coverage
  • Medical Payments
  • Uninsured/Underinsured Motorist Coverage
  • Non-Owned Auto Coverage
  • Loading and Unloading Liability
  • Rental Reimbursement
  • Towing and Labor Costs

Does Commercial Vehicle Insurance Cover Personal Use?

Commercial Auto Policies will cover Personal Use for a company owned vehicle providing the company has Commercial Auto Coverage. If you are using your personal vehicle for business use, even occasionally, you will either need to have sufficient liability coverage under your personal auto, or purchase commercial auto insurance.

How Can American Integrity Insurance Solutions Help You with a Commercial Vehicle Insurance Quote?

American Integrity Insurance Solutions is an independent insurance consulting agency that partners with dozens of carriers to provide people with unbiased advice on a variety of insurance products.

Our team is readily available to craft a policy that custom fits to your needs. We promise to not only provide a policy fulfilling your specific needs, but also to help you understand how and what it protects you against.

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