General Liability Insurance

What is General Business Liability Insurance?

General Business Liability Insurance is a standard insurance policy issued to businesses to protect against liability claims for bodily injury and property damage. This insurance protects a business’s assets and pays for obligations like medical, legal defense, etc.

What Does Basic General Business Liability Insurance Cover?

Basic General Business Liability Insurance covers the following:

  • General Aggregate Limit
  • Products-Completed Operations Aggregate Limit
  • Personal and Advertising Injury Limit
  • Each Occurrence Limit
  • Damage to Premises Rented to you
  • Medical Expense Limit
  • Participant Legal Liability
  • Abuse-Molestation Per Occurrence/Aggregate
  • Certified Acts of Terrorism

What Doesn’t General Business Liability Insurance Cover?

General Business Liability Insurance does not cover the following:

  • Damage to your Property
  • Employee Injuries
  • Employment Disputes
  • Damage to your Vehicles
  • Professional Mistakes

Is General Business Liability Insurance Coverage Required?

While not required by law, an insurance policy is highly recommended for all business owners. Further, your landlord may require that you carry insurance. General Business Liability can help your business from being taken in a judgment against you.

How Can American Integrity Insurance Solutions Help You with a General Business Liability Insurance Quote?

American Integrity Insurance Solutions is an independent insurance consulting agency that partners with dozens of carriers to provide people with unbiased advice on a variety of insurance products.

Our team is readily available to craft a policy that custom fits to your needs. We promise to not only provide a policy fulfilling your specific needs, but also to help you understand how and what it protects you against.

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